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What is disposable income? It's the amount of money you have left to enjoy from your gross salary, after removing taxes and social security contributions. In other words, it's the amount you have remaining to spend or save as you wish. Who doesn't want to have plenty of money leftover, after the main deductions are taken from pay?
The median amount varies between countries, but World Population Review has analyzed the most recent data available about net income and the median adjusted income (from 2022) to calculate the latest rankings.
Curious? Click on to find out where you have more money to play with when you get paid!
This small and beautiful European nation opens the list in the 30th spot, with a net disposable income of US$21,026 per year.
A country famous for its architecture and caves, Slovakia takes the 29th spot with a net disposable income of US$21,149.
Poland is a central European country with a rich history and fascinating culture, and today, the net disposable income of people living there is around US$23,675.
The Baltic nation of Estonia comes in 27th place on this list of countries, where the amount of net disposable income each year is US$23,784.
South Korea's net disposable income has risen steadily in recent years, climbing to US$24,590 in 2024, to occupy 26th place on this list.
One of the most popular countries in the world for foreign travelers, Portugal's net disposable income for residents stands at US$24,877.
This small nation located in the heart of Europe is known for its natural beauty. The net disposable salary for those living there is US$25,250.
With an advanced economy and a disposable net income of US$26,664, it's no wonder the Czech Republic is considered to have a high standard of living.
There's a lot to be happy about in sunny Spain. In addition to being a beautiful country with great food and drinks, the net disposable income is US$27,155.
Home to many of the world's most important Holy sites, Israel is also known for its strong economy. The net disposable income is US$27,701.
Innovation, creativity, and technological advancement are at the heart of Japan's economic success, where the net disposable income is US$28,872.
Home of incredible architecture, art, literature, and opera, there's a lot to enjoy about Italy. Workers there have a net disposable income of US$29,431 to do so.
Located on the periphery of Europe, Ireland's economic recovery has seen the net disposable income reach 18th spot on this list, at US$29,488.
The U.K. is a highly developed nation, known for its international influence on economics and politics, where the net disposable income is US$33,049.
A highly industrialized nation, Finland's ranks in the middle of this list at 16th place with a net disposable income of US$33,471.
Sweden has a highly competitive economy, with a large number of privately owned enterprises. The net disposable income in the country is US$33,730.
The gross national product of Denmark is one of the highest in the world. The country supports a high standard of living, with a net disposable income of US$33,774.
There's a reason why France is considered a wealthy, high-income nation. The net disposable income of US$34,375 is one of the highest in Europe.
Canada takes the top spot of countries people want to relocate to most. With a net disposable income of US$34,421, it's no wonder!
Economic wellbeing and a high standard of living are a part of life in Belgium, where the net disposable income is US$34,884.
Disposable income in the Netherlands grew in 2024, reaching a net disposable income of US$34,984 for workers in the country and giving it a spot in the top ten.
Compared to many other countries, disparity in household income is low in Austria, where the net disposable income is US$37,001.
Australia has a comparatively high gross domestic product and per capita income, where the net disposable income is US$37,433.
A stable economy in Iceland, one of the world's largest electricity producers, is reflected in the net disposable income of US$37,549.
Germany has a very well-developed services sector. It takes sixth place on this list, with a net disposable income of US$38,971.
The cost of living might be rising in New Zealand, but it still has one of the best disposable net income rates in the world, at US$39,024.
Norway is known for its economic strength thanks to its oil assets, and the net disposable income in the country is US$39,144.
Switzerland is known for its low taxes by European standards and the net disposable income here is one of the highest in the world at US$39,697.
Workers in Luxembourg enjoy a favorable tax regime, contributing to the highest net disposable income in Europe at $44,773.
Households in the United States enjoy the highest net disposable income in the world, with US$51,147 left to spend or save each year after paying taxes and social security contributions.
Sources: (World Population Review)
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Countries with the highest disposable income, ranked
Where you'll have the most money leftover after expenses
LIFESTYLE Nations
What is disposable income? It's the amount of money you have left to enjoy from your gross salary, after removing taxes and social security contributions. In other words, it's the amount you have remaining to spend or save as you wish. Who doesn't want to have plenty of money leftover, after the main deductions are taken from pay?
The median amount varies between countries, but World Population Review has analyzed the most recent data available about net income and the median adjusted income (from 2022) to calculate the latest rankings.
Curious? Click on to find out where you have more money to play with when you get paid!