Young buyers in the US are reshaping the housing market, but high prices and interest rates are pricing many out. According to 2025 Home Mortgage Disclosure Act (HMDA) data, applicants under 35 are concentrating in specific regions where entry-level housing remains within reach.
From affordable Midwestern markets to fast-growing Western hubs, young buyers are making their move. Click on to discover the 30 states leading the nation in young homeownership.