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US states with the best and worst credit scores

The risk of borrowing money

US states with the best and worst credit scores
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StarsInsider
27/10/2026 16:00 ‧ 1 hour ago | StarsInsider

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Finance

Where you live in America might say more about your credit score than you’d expect. Across the country, millions of people are building their financial reputations through everyday decisions about borrowing and repayments. But the average credit score can be remarkably different depending on the state.

Residents in the US determine their credit via the Fair Isaac Corporation (FICO), a data analytics company that measures a consumer’s credit risk and puts it on a scale from 300 to 850. The higher the score, the better. So, which US states rank among the best and worst? Click on to find out.

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