Most of us have applied for credit at some point in our lives. But what exactly is credit? How much do you know about it? For example, are you able to use a credit card effectively? And how do you go about improving your credit rating? Come to think of it, what exactly is a credit rating?
Still trying to crunch the numbers? Click through and find out what credit can do for you, how you can use it, and the best way to look after your finances with it.